





Why This Isn’t Another Budget Template

About Todd
I’m a professional Daily Money Manager. I work with individuals and families who want clarity, organization, and calm around their finances—but don’t have the time or desire to manage every detail themselves.
This product is based on the same systems I use with clients every day.
Need More Support?
If you want hands-on help implementing or maintaining your system, I offer hourly Daily Money Management services for a limited number of clients.
Ongoing financial organization
Bill oversight and cash-flow monitoring
Objective second eyes on decisions
Practical Money Insights
Short, clear perspectives on money decisions, organization, and financial calm—written for real life, not headlines.